Uninsured/Underinsured Motorists

Utah Uninsured/Underinsured Motorists Lawyers

Salt Lake City — Ogden — Layton — Provo — Orem — Sandy — Bountiful

Uninsured/underinsured motorist (UIM and UM) insurance coverage is complex and confusing. When car, truck and motorcycle accidents occur, questions can immediately arise about what is covered, whose coverage applies and how much coverage is available through UIM and UM policies.

UIM and UM procedures can also add to the confusion. If the correct procedures are not followed, a valid denial of coverage can result.

At the Salt Lake City motor vehicle accident and personal injury law firm of Adams Davis P.C., we are skilled and knowledgeable in handling uninsured/underinsured motorist claims, and can help you recover the compensation you deserve.

Have you been injured by another driver who has no insurance, or whose insurance coverage will not meet the full expenses you have incurred? Contact Adams Davis P.C. at 801.532.9500.

Vehicle owners purchase underinsured motorist insurance and uninsured motorist insurance automatically unless they waive the purchase in writing. Therefore, chances are good that if you own a vehicle both insurance types cover you.

UIM and UM only apply once liability insurance is exhausted. If you have questions regarding UIM and UM coverage, firm attorneys Samuel Adams and Darren Davis can provide answers and provide full representation. We can work to ensure that you receive compensation from all available insurance coverage, and handle the UIM and UM procedures correctly so that the insurer cannot claim your contract was breached.

In a current case, our client was hit by a vehicle that ran a red light, stuck her vehicle and injured her. The other driver had only $25,000 in insurance coverage, which did not cover her damages. We successfully pursued her underinsured motorist coverage, and then got permission from her insurance company to settle her liability claim. Without handling this procedure properly, the insured runs the risk of losing coverage due to alleged breach of contract.

Contact Us

If you have questions regarding uninsured/underinsured motorist insurance and insurance claims, contact us. We offer free initial consultations, are available for evening and weekend appointments, and can come to you if you anticipate difficulty in traveling to us. With Adams Davis P.C., you never pay out of pocket; unless you win; we work on a contingency fee, so that if we do not recover compensation for you, you pay nothing. Call our office at 801.532.9500 or contact us online.